Zaroori Baat Hai

Are you in your 20s looking to earn from a possibly low income? Or are you in your 30s or 40s looking to bolster your financial life further? Whatever life stage you may be at, you all need to maintain financial discipline to meet your life goals . The investment avenues may differ but not the financial discipline. With discipline, we mean regular investments in the best asset class. Let's check out the asset class you should look at different lifecycle stages. Factors That Dictate Your Investment Choice at Different Lifecycle Stages It boils down to your income, financial goals, risk appetite, family obligations and the investment horizon.  The salary you receive is a big factor in deciding the extent of investment you can make across asset classes.  Financial goals can be both short and long-term. Short-term goals can be like paying the school or college admission fee in a year, buying AC, fridge, iPhone or other consumer durables. Whereas long-term goals will likely be a wedding

  Health is wealth - a phrase we have been hearing for ages and somewhat getting bored with it. But call it the hectic life of today or any other reason, health is compromised, leading to loss of physical, mental and financial well-being. However, health insurance emerges as the best option to cover financial obligations arising out of health hazards. With growing advertisements around the need for health insurance, people have started buying it. However, most of them still complain about the efficacy of their health insurance policies. The complaint is due to health insurance mistakes they commit with regard to policy selection. Take a look at the mistakes health insurance policyholders should avoid.  Here are the Mistakes  Delaying Health Insurance  Let's face it! We all tend to procrastinate. Even after knowing that a medical treatment can make a huge dent in our pocket, we tend to delay buying health insurance. The delay leads to an excessive premium for the policyholders to pa